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Missourians Set to Participate in Statewide Earthquake Drill
ST. LOUIS, MO, (SLFP.com), October 16, 2013 - More than 370,000 Missourians registered to participate in the Great Central U.S. ShakeOut earthquake preparedness drill at 10:17 a.m. on Oct. 17.
The drill teaches the "Drop, Cover and Hold On" protective actions to take in the event of an earthquake. The states of Alabama, Arkansas, Illinois, Indiana, Kentucky, Mississippi, Ohio, Oklahoma and Tennessee are also participating in the Great Central U.S. ShakeOut. These states will be among more than 30 U.S. states and territories conducting earthquake drills on the same day.
Official rescue teams who have been dispatched to the scene of earthquakes and other disasters around the world continue to advocate use of the internationally recognized "Drop, Cover and Hold On" protocol to protect lives during earthquakes:
If there isn't a table or desk near you, cover your face and head with your arms and crouch in an inside corner of the building. Do not try to run to another room just to get under a table.
- DROP to the ground (before the earthquake drops you!),
- Take COVER by getting under a sturdy desk or table, and
- HOLD ON to it until the shaking stops.
The main point is to not try to move but to immediately protect yourself as best as possible where you are. Earthquakes occur without any warning and may be so violent that you cannot run or crawl; you therefore will most likely be knocked to the ground where you happen to be. You will never know if the initial jolt will turn out to be start of the big one. You should Drop, Cover, and Hold On immediately!
The State Emergency Management Agency and the Missouri Seismic Safety Commission are again sponsoring the "Show-Me ShakeOut" poster contest.
Missouri Department of Insurance Reaches Settlement with Transamerica
ST. LOUIS, MO, (SLFP.com), October 16, 2013 - The Missouri Department of Insurance has reached a settlement with one of the nation's largest insurance companies after a multistate examination into the handling of life insurance and annuity benefits. Department of Insurance Director John M. Huff today announced that Missouri is part of an $11.2 million multistate settlement. Missouri's share is $360,216.
The settlement was reached after a multistate market conduct examination reviewed how Transamerica Life Insurance Co. and some of its subsidiaries identified and then paid beneficiaries of life insurance policies and annuities.
"When consumers pay life insurance premiums, often for decades, they do so to protect their loved ones," Huff said. "With this agreement, Transamerica's policyholders can be assured the company will do everything it can to timely locate beneficiaries and pay life insurance claims."
The settlement includes Transamerica Life Insurance Co., Transamerica Advisors Life Insurance Co., Transamerica Advisors Life Insurance Co. of New York, Transamerica Financial Life Insurance Co., Monumental Life Insurance Co., Stonebridge Life Insurance Co. and Western Reserve Life Assurance Co. of Ohio.
The companies are required to implement business reforms that will promote a timely and efficient search for beneficiaries by using the Social Security Death Master File to match the names of its insureds and annuitants against the death master files.
In 2012 the department reached settlements with Prudential for $224,081 and MetLife for $729,503 for similar practices.
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