Saint Louis Job News & Opportunities St. Louis Front Page is a weekly news publication, with daily updates, spotlighting attractions, events, business and hospitality in St. Louis, Missouri and Southwest Illinois. St. Louis News Community Info St. Louis Job News St. Louis CitySide Business News St. Charles News Southwest, IL News Fairview Heights,IL Art Gallery News Hotel News Restaurant News Style St. Louis Not Just For Kids   Downtown Map America's Center Busch Stadium Gateway Arch Scottrade Center Laclede's Landing Old Courthouse Union Station Washington Avenue   Metropolitan Map Casinos Clayton, MO Grand Center Grant's Farm Forest Park Kimmswick, MO MO Botanical Garden Soulard St. Charles, MO West Port Plaza Transportation Lambert Airport How To Reach Us: St. Louis Front Page P.O. Box 1354 St. Louis, MO 63188 Voice: 314-771-0200 Fax: 314-771-0300 To submit news, contact: editor@slfp.com To advertise, contact: advertising@slfp.com Most Baby Boomers Underestimate Disability Risk ST. LOUIS (PRNewswire-USNewswire), March 9, 2008 - Most Baby Boomers underestimate their risk of suffering a disability that would cause them to miss work for an extended period of time, according to a new survey conducted by Harris Interactive on behalf of America's Health Insurance Plans (AHIP). The survey also found that Baby Boomers are unaware of the most common causes of disability and are not too concerned about their risk of becoming disabled. "Baby Boomers' lack of awareness of their risk of disability presents a significant threat to their financial security," said Karen Ignagni, President and CEO of AHIP. "When individuals underestimate their risk of disability, they are less likely to protect their income and are more vulnerable to the financial hardship that suffering a disability can cause." The survey found that just over a third of Baby Boomers think the chances of becoming disabled due to illness or injury is 5 percent or less, a slight majority think the chances are 10 percent or less, and two-thirds think the chances are 20 percent or less. In reality, a worker has a 30% chance of suffering a disabling injury or illness causing him or her to miss three or more months of work before reaching retirement, according to the Social Security Administration. The survey also found that nearly half (47 percent) of Baby Boomers say they are not too concerned about their chances of suffering a disabling illness or injury. One of the reasons Baby Boomers underestimate their risk is because they are unaware of the most common causes of disability, mistakenly believing that injuries cause more disabilities than illnesses. According to the survey, Boomers believe the most common causes of disability are back, muscle or joint problems (26 percent), injuries on the job (18 percent) and injuries off the job (16 percent). In actuality, research shows that the most common causes of disability are illnesses such as cancer, heart disease and diabetes. "The survey shows that Baby Boomers need to be better educated about the risks and causes of disability to ensure they take appropriate steps to protect themselves," said Humphrey Taylor, Chairman of the Harris Poll. The survey did find that most Baby Boomers accurately believe they are more likely to suffer a disability than premature death and that most disabilities occur outside of the workplace. Archived Stories: 10 Steps to Keeping the Workplace Healthy in the Height of Flu Season Global Survey Shows U.S. Employees Give Highest Marks to Their Managers Demand For Landscape Architecture Services Remains High Career & Technical Education is Growing and Preparing Students for the Future Office Building Conditions Have Major Impact on Worker Attitudes, Productivity and Motivation Gender Plays Strong Role in Receiving Annuity, Pension Income Presenteeism Puts Companies at Risk, Employers Tell Sick Workers to Go Home Nearly 80 Percent of Workers Remain Confident in Job Security New Year's Resolutions - Should You Quit Your Job in 2008? Help-Wanted Advertising Declined in All Nine U.S. Regions    The Saint Louis Front Page is owned and maintained by the Moore Design Group for the sole purpose of disseminating news and information about the Metropolitan Saint Louis area. Text or graphics may not be copied, rewritten or distributed in any manner whatsoever without written permission. For more information, contact editor@slfp.com All rights reserved world wide © 1996 - 2008 Moore Design Group.